Workplace Injuries and Workers’ Rights in Texas

Every day across Texas, thousands of workers risk injury while performing their jobs. Whether on construction sites, in warehouses, hospitals, or corporate offices, workplace accidents can lead to serious injuries, lost income, and emotional distress.

At Claim Wars, we believe that every worker deserves to feel safe and supported. When accidents happen, employees have the right to medical care, wage replacement, and — in some cases — additional compensation for employer negligence. Unfortunately, many workers don’t know their rights or are pressured by employers and insurance companies to settle for less than they deserve.

This guide explains what Texas workers need to know about workplace injuries, workers’ compensation, and how to protect their legal rights.

Understanding Workplace Injuries in Texas

A workplace injury can occur in any industry — from a construction worker falling from scaffolding to an office employee developing carpal tunnel syndrome. Common workplace injuries include:

• Falls from heights or ladders.
• Repetitive motion injuries.
• Machinery and equipment accidents.
• Exposure to toxic substances.
• Burns, cuts, or electrocution.
• Back and neck injuries from heavy lifting.

Some injuries happen suddenly, while others develop gradually over time due to poor ergonomics or prolonged exposure to harmful environments. Regardless of how the injury occurs, Texas law provides certain protections and benefits for workers.

Texas Workers’ Compensation — What It Means for Employees

Unlike most states, Texas does not require all employers to carry workers’ compensation insurance. This means your rights depend on whether your employer subscribes to the state’s workers’ compensation system.

1. If your employer has workers’ compensation insurance (a “subscriber”), you may be eligible for benefits that cover:

   • Medical expenses related to your injury or illness.
   • Lost wages (known as temporary income benefits).
   • Permanent disability benefits, if your injury results in lasting impairment.
   • Death benefits for families of workers killed on the job.
2. If your employer does not have workers’ compensation insurance (a “non-subscriber”), you may be able to file a personal injury lawsuit directly against them for negligence. Non-subscriber employers lose certain legal protections, meaning workers can often recover more compensation through litigation than through traditional workers’ comp claims.

Claim Wars handles both types of cases, ensuring injured workers — whether covered by insurance or not — receive the support they need.

Employer Responsibilities Under Texas Law

Employers in Texas have a legal duty to provide a safe working environment. This includes:

• Training employees properly for their job duties.
• Maintaining equipment in safe working condition.
• Providing necessary safety gear and protective equipment.
• Reporting workplace injuries promptly.

When employers fail to meet these obligations, and a worker is injured as a result, they can be held liable for negligence.

The Role of Insurance Companies — and Why You Need an Attorney

Insurance companies often claim to be “on your side,” but their goal is to minimize payouts. Common tactics include:

• Disputing the cause of your injury.
• Claiming your injury is not work-related.
• Delaying or denying medical treatment.
• Pressuring you to return to work before recovery.
• Offering low settlements that do not reflect your actual losses.

At Claim Wars, we know these strategies well — and we know how to fight them. Our attorneys ensure that insurance companies and employers comply with Texas law, that your claim is properly documented, and that you receive every dollar you’re entitled to.

Common Industries with High Injury Rates in Texas

Texas has one of the largest and most diverse workforces in the United States. Some of the industries where workplace injuries occur most frequently include:

• Construction: Falls, heavy machinery accidents, and electrocutions.
• Transportation: Vehicle collisions, loading injuries, and fatigue-related accidents.
• Oil and Gas: Explosions, toxic exposure, and equipment failures.
• Manufacturing: Repetitive strain, crush injuries, and machinery malfunctions.
• Healthcare: Patient handling injuries, slips and falls, and exposure to infectious diseases.

Even in office settings, employees can suffer repetitive motion injuries, back pain, or slip-and-fall accidents. No workplace is completely risk-free — which is why legal protection matters.

Filing a Workplace Injury Claim in Texas

If you’re injured at work, taking the right steps immediately can make all the difference:

1. Report your injury to your employer as soon as possible. Texas law requires that you do so within 30 days.
2. Seek medical treatment from an approved doctor if your employer has a workers’ comp policy.
3. File your claim with the Texas Department of Insurance, Division of Workers’ Compensation (DWC).
4. Consult with an attorney to make sure your rights are protected and to handle communication with insurers.

Delaying these steps could weaken your claim or result in losing benefits altogether.

What Compensation Can Include

Depending on your case, you may be entitled to recover:

• Full medical expenses.
• Lost wages during recovery.
• Compensation for permanent disability or disfigurement.
• Vocational rehabilitation if you cannot return to your previous job.
• Death benefits for surviving family members.

If your employer was uninsured or grossly negligent, a personal injury lawsuit can also include damages for pain and suffering, emotional distress, and punitive damages.

Why Choose Claim Wars

At Claim Wars, we understand how a workplace injury can change your life. Medical bills pile up, paychecks stop coming, and stress takes over. That’s why we handle every case with determination and care.

Our firm offers:

• Free consultations to evaluate your case.
• No upfront fees — you don’t pay unless we win.
• Aggressive negotiation and litigation against negligent employers and insurance companies.
• Personalized attention to guide you through each step of your claim.

We represent workers across Dallas and throughout Texas who have been injured, denied benefits, or unfairly treated after reporting an accident.

Protecting Texas Workers — One Case at a Time

When you’ve been injured at work, you shouldn’t have to fight alone. Claim Wars stands with Texas workers — ensuring they’re respected, protected, and compensated.

If you’ve suffered a workplace injury in Dallas or anywhere in Texas, contact Claim Wars today for a free consultation. We’ll review your situation, explain your rights, and take on the fight for your future.

Because at Claim Wars, we don’t just file claims — we fight for workers.